To DIY or not? EasyEquities Expert Answers Your Questions.

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What’s really happening inside your investment account and how do you know the platform holding it is trustworthy?

In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the platform works, what investors actually own, and the questions that matter before you invest.

We cover tax-free savings accounts for children, the power of compounding, platform security, fees, transfers, AI in investing, and their upcoming adviser offering. We also get a candid look at the Higgo's own investment approach.

This is an honest, practical conversation for DIY investors and anyone trying to make smarter long-term financial decisions.

This episode is not sponsored. It is for educational purposes only and is not personal financial, investment, or tax advice. Always consider your own circumstances and seek regulated advice where appropriate.

Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

(Easy Equities) : Disclaimer: Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary, and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities ("EasyEquities") does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/ or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice. Ts and Cs apply.
Chapters
  • 00:00 What’s in your investment account?
  • 00:41 Meet EasyEquities
  • 01:57 Tax-free savings accounts for children
  • 04:18 Can your child withdraw their TFSA at 18?
  • 06:16 Starting small and the power of compounding
  • 09:30 Can you trust an investment platform with your money?
  • 11:39 What happens to your shares if the platform fails?
  • 12:42 Customer service, verification and improving the experience
  • 15:33 AI, investing and the future of financial services
  • 19:28 Understanding EasyEquities fees
  • 22:49 Thrive rewards and investing behaviour
  • 24:23 How the platform makes money
  • 27:23 Easy Adviser: bringing advisers onto the platform
  • 30:31 DIY investing versus working with a financial adviser
  • 33:21 Transferring investments from another provider
  • 36:43 Why you should transfer—not withdraw—your TFSA
  • 37:46 How to fund your EasyEquities accounts
  • 39:12 What Higgo in
  • 40:43 Opening an investment account for a domestic worker
  • 42:18 Closing thoughts
6 Sep English South Africa Investing

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