Radio Pulpit Heart to Heart

Getting a Message from Debt Collectors After a Period of Silence Part 1.

Loading player...
In today’s Heart to Heart, Sibongile Mofokeng is joined by Advocate Rufus Malatji to discuss the topic "Getting a Message from Debt Collectors After a Period of Silence." They explore the rights and responsibilities of both debt collectors and debtors in South Africa. Advocate Malatji explains that debt collectors have the right to contact debtors for payment but must do so respectfully and within legal boundaries, avoiding harassment, threats, or misrepresentation. Communication from debt collectors must be factual, professional, and within reasonable hours, respecting the debtor’s dignity and privacy. Debtors, on the other hand, have rights such as the right to confidentiality, the right to dispute debts, and the right to be treated with fairness. The discussion guides what to expect and how to handle contact from debt collectors after a period of silence, empowering individuals to know their rights and seek legal advice if necessary.
18 Aug 8AM English South Africa Christianity · Christianity

Other recent episodes

How we can use our December bonuses wisely?

Lukho Mkwedi Phuthi wraps up the show with Blessings Ndabula, delving into the wise use of December bonuses for financial peace. Prioritize bills first: clear school fees, electricity, credit cards, and other debts to avoid interest buildup. Create a detailed grocery list before shopping to prevent impulse buys and stick…
11 Dec 3AM 15 min

How can we bring December festivity time peace and calmness?

Lukho Mkwedi Phuthi returns to the studio with Charlene Naidoo to explore bringing peace and calmness amid December festivities. Busy schedules, family gatherings, and spending pressures often heighten holiday anxiety. Set boundaries on commitments, prioritize rest with short meditations or nature walks, and practice mindful budgeting for meaningful traditions. Foster…
11 Dec 3AM 32 min

Understanding kidney health.

Lukho Mkwedi Phuthi wraps up the show with dialysis technician Loyiso, a preacher, author, and singer originally from the Eastern Cape and now based in Gauteng. Loyiso explains what dialysis is, how the process works, and why it becomes necessary when the kidneys can no longer filter waste and excess…
11 Dec 3AM 24 min

Marriage Preparation Part 3.

Sibongile Mofokeng welcomes Adv. Rufus Malatji to the studio for Marriage Preparation Part 3, diving into the essentials of marriage counselling with a focus on finances. They stress that couples often plan elaborate weddings but neglect marriage itself, leading to financial pitfalls like merged debts under community of property laws…
11 Dec 1AM 33 min
All episodes