Buying a car is one of the biggest financial commitments you'll make, so go in with your eyes open. Loan terms typically run 60 to 72 months — a longer term lowers your monthly instalment but significantly increases what you repay overall. Always ask for the total repayment figure, not…
When buying a used car, service history isn't just a nice-to-have - it can make or break a warranty claim. Durk bought a Nissan Qashqai with an extended warranty and over time paid R21,000 in premiums, only to have his claim rejected because the previous owner had missed the very…
Fezile had money in his Capitec account - or so he thought. On three occasions since last August, his Telkom debit order went unmet, costing him bank fees, Telkom penalty fees, and a dent in his credit record. When I took up his case with Capitec, the bank explained the…
Scammers are banking on the fact that while you've been trained to distrust links, you're far less suspicious of QR codes – we are used to scanning them without a second thought. The latest form of bank scam is "quishing" — fake QR codes sent via email or messaging apps…
In South Africa, fully understanding your insurance policy isn't just good sense — it's your legal right. So, to avoid heartbreak at claim stage, ask these five questions before signing: 1.What exactly am I covered for? 2. What is excluded? Read carefully, because exclusions are often buried in technical language…
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