EKASINOMICS - aYo, an African Insurtech specialising in microinsurance solution

Loading player...
GUEST – Julius Sikhuza – CEO of aYo

aYo, an African Insurtech specialising in microinsurance solutions, is an insurance platform provider and is jointly owned by telecommunications giant MTN and insurance group Sanlam.

aYo SA is the broker behind MTN’s newly launched Khava product MyMTN Prepaid Funeral Cover underwritten by Sanlam, to offer affordable device and funeral cover to all South Africans across any telecommunications network.

Sikhuza is no stranger to MTN. He was previously General Manager of Mobile Financial Services at the company, where he led the team responsible for the launch of the division - including payments, lending and insurance - as a new business unit. Before joining MTN, he was a Business Strategy Manager at insurer Old Mutual.
24 Jan 2024 3PM English South Africa Business News · Investing

Other recent episodes

Tracking South Africa’s Reform Agenda

Econometrix Chief Economist Dr. Azar Jammine breaks down the latest Operation Vulindlela progress report. We explore where reforms are gaining traction—from energy restructuring to freight logistics—and where bottlenecks remain.
28 Apr 3PM 20 min

Is SA’s Construction Sector Turning?

Economist Dr. Roelof Botha analyzes the latest Afrimat Construction Index alongside Operation Vulindlela’s reform dashboard. With construction activity rising for a second quarter, we ask whether reforms in energy, logistics, and water are finally translating into real‑world infrastructure momentum.
28 Apr 3PM 13 min

Making B‑BBEE Work for Growth

NEF General Counsel Karishma Govender joins us to unpack new research on managers’ perceptions of B‑BBEE. We explore why transformation remains essential.
28 Apr 3PM 8 min

Inside the SpendTrend26 Report

Discovery Bank CEO Hylton Kallner joins Kaya Biz to unpack the SpendTrend26 report, revealing how South Africans are becoming more disciplined, more digital, and more value‑driven.
28 Apr 3PM 17 min

Long‑Term Investing in Uncertain Markets

With global conflict, inflation swings, and rapid AI disruption, investors are feeling the pressure. Horacia Naidoo‑McCarthy from Allan Gray explains how to avoid emotional decision‑making, anchor to fundamentals, and maintain long‑term discipline when markets feel unfamiliar and unpredictable.
28 Apr 3PM 12 min