Unpacking The AG Report

South Africa’s insurers are navigating a perfect storm: higher catastrophe losses, rising claims inflation, affordability strain, and a shifting risk landscape shaped by climate volatility and crime. Santam’s Partner Solutions CEO, Gugu Mtetwa, unpacks the sector’s resilience, the worsening underinsurance problem, consumer behaviour shifts, and how insurers are adapting to…

South Africa’s major banks delivered headline earnings growth of 9.3% to R82.3 billion, stronger ROE at 20.5%, and improved cost‑to‑income ratios — but beneath the numbers lies a fragile domestic recovery and renewed inflation pressure. PwC’s Rivaan Roopnarain breaks down the competitive dynamics across retail, business, corporate and payments ecosystems,…

After eight months of grinding weakness, crypto snapped sharply higher in August — and Sound Money Capital was fully allocated ahead of the turn. CIO Rob Price explains why seller exhaustion, ETF capitulation, and policy intervention signal the end of the bear market. With Bitcoin reclaiming key resistance and market…

Bank Zero has achieved its first break‑even month — less than five years after launch and with only 100,000 customers. With cumulative capital investment under R300 million, a founder‑built core banking platform, zero card fraud, and a rapidly expanding deposit base, the bank is redefining digital banking efficiency. Michael Jordaan…

Remgro delivered one of its strongest performances in years, with headline earnings up 42.3% and free cash flow at the centre more than doubling. CEO Neville Williams unpacks the strategic reshaping of the portfolio, the Mediclinic restructuring, the CIVH/Vodacom fibre deal, and the Group’s next phase of value unlock. A…